​Partnership and open communication are the keys to maintaining a good relationship between the insurer and reinsurer. Like any strong relationship, this partnership is best when built on communication, transparency, open-mindedness and sharing in mutually beneficial efficiencies.

How short-term disability coverage complements PFML
​​As paid family and medical leave (PFML) laws expand across the US, more employees are covered for absences to recover from their own illness or injury, or care for a loved one. But short-term disability (STD) coverage is still a crucial employee benefit to provide.

For six decades, February has been declared “Heart Month” in the United States and Canada – a month dedicated to raising awareness about heart disease, currently the number one cause of death in Americans and the second leading cause of death for Canadians.1